I agree that keeping all department areas involved in default management is important as well as keeping constant reminders such as posters in their surroundings. However, in past experience, I have found that individuals default based on lack of knowledge. A lot of people are used to a fast-paced world and don't take the time to read what they are signing. I believe the most important thing is to explain in detail and visually show the student all aspects of his loans during his first financial aid consultation.
